Checking

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	Freedom	Freedom Plus	Gold	Platinum
Fee structure	No monthly fee	Fee waived with minimum balance of $500.00	Low monthly fee	Minimum balances apply
Check writing	Unlimited	Unlimited	Unlimited	Unlimited
Debit card	Free	$1.00/month	Free	Free
Interest	No	Yes, Tiered	Yes, Tiered	Yes, Tiered
Opening deposit	$100.00	$100.00	$100.00	$1,000
Service charges	None	$6.00	$7.00	Maintain $1,000 account balance and $10,000 aggregated balance to avoid $10 monthly service charge
Additional services	Free eStatement Paper statements $3.00 per cycle 1 free starter box of ISSB Ready Checks	Free mailed statement with images 1 free box of ISSB Ready Checks per year	Free mailed statement with images 1 free box of ISSB Ready Checks per year AD & D Insurance: $7 per mo for $10,000, $9 per mo for $30,000 coverage* PAC Membership* To learn more about Gold Checking click here	Free mailed statement with images 1 free box of ISSB Ready Checks per year Special CD rate PAC Membership**
eAlerts	Free	Free	Free	Free
Online Banking and bill pay	Free	Free	Free	Free
1 free overdraft per year	Yes	Yes	Yes	Yes
ISSB offers surcharge-free ATM access across the SHAZAM Privileged Status Network! Insurance is not FDIC-insured and not guaranteed by the bank or any federal government agency. *Gold and Platinum checking customers are pre-qualified for membership in our Preferred Advantage Club (PAC)! To activate membership, simply sign up for a PAC trip or event, or contact Karla Hynes at 641.782.1000.