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  Free
Checking 		Interest
Checking 		Gold
Checking 		Platinum
Checking 		Money Market
Checking
Minimum Balance None $500 None $10,000 collected daily balance in any checking, savings, or money market account or a $20,000 balance in a CD or IRA $1,000
Check Writing Unlimited Unlimited Unlimited Unlimited Limited to six preauthorized debits per statement cycle, three by check
Debit Card Available Available Free Free Not Available
Interest No Yes, tiered. Yes, tiered. Yes, tiered. Yes, tiered.
Opening Deposit $100 $100 $100   $1,000
Additional Services
  • Free SHAZAM® Chek Card*
  • Free check safekeeping
  • Check images returned; $3.00 per statement
  • First box of checks free
  • Free SHAZAM® Chek Card*
  • Free check safekeeping
  • Check images returned; $3.00 per statement
  • First box of checks free
  • Free SHAZAM® Chek Photo Debit Card*
  • Check images returned
  • Free checks
  • Accidental Death Insurance**
  • Travel benefits
  • Free SHAZAM® Chek Photo Debit Card*
  • Check images returned
  • Free checks
  • Includes membership in Preferred Advantage Club
  • Special CD rates
  • Free financial consultation
  • Check images returned
Service Charges None $5 monthly service charge if balance drops below minimum $7.50 monthly service charge OR $5 for individuals age 50+ $15 monthly service charge if balance drops below minimum

Tiered service charge according to monthly balance:
$0-$999 : $12/month
$1000+ : No charge

OR, average balance:
$1,000+ : No charge
Excess transaction : $15 each


* ISSB charges a fee for use of a non-ISSB owned ATM. See your ISSB customer service representative for details.
** Insurance is not FDIC-insured and not guaranteed by the bank or any federal government agency.

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