Agricultural Checking Accounts


Non-Incorporated Operations


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Freedom Freedom Plus Gold Platinum
Fee structure No monthly fee Fee waived with minimum balance of $500.00 Low monthly fee Minimum balances apply
Check writing Unlimited Unlimited Unlimited Unlimited
Debit card Free $1.00/month Free Free
Interest No Yes, tiered Yes, Tiered Yes, Tiered
Opening deposit $100.00 $100.00 $100.00 $1,000
Service charges None $6.00 $7.00 Maintain $1,000 account balance and $10,000 aggregated balance to avoid $10 monthly service charge
Additional services
  • Free eStatement
  • Paper statements $3.00 per cycle
  • 1 free starter box of ISSB Ready Checks
  • Free mailed statement with images
  • 1 free box of ISSB Ready Checks per year
  • Free mailed statement with images
  • 1 free box of ISSB Ready Checks per year
  • AD & D Insurance: $7 per mo for $10,000, $9 per mo for $30,000 coverage*
  • PAC Membership**
  • Free mailed statement with images
  • 1 free box of ISSB Ready Checks per year
  • Special CD rate
  • PAC Membership**
eAlerts Free Free Free Free
Online Banking and
bill pay		 Free Free Free Free
1 free overdraft per year Yes Yes Yes Yes
ISSB offers surcharge-free ATM access across the SHAZAM Privileged Status Network!
*Insurance is not FDIC-insured and not guaranteed by the bank or any federal government agency. **Gold and Platinum checking customers are pre-qualified for membership in our preferred Advantage Club (PAC)! To activate membership, simply sign up for a PAC trip or event, or contact Karla Hynes at 541.782.1000.


Incorporated Operations

 

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  Business Thrifty Basic Business Business Analysis
Primary users This account is offered to part-time or seasonal businesses and associations. This "starter" account is offered to most new businesses, non-profits, and unincorporated associations with deposits of less than 40 items per month. This is our standard business account, where earnings credits calculated on balances may offset or eliminate any monthly service charges based on account activity.
Opening deposit $100 $100 $100
Additional Features
  • No minimum balance required
  • 2 boxes of in-house checks per year
  • Internet access to account information is available
  • No minimum balance required
  • Free deposits
  • Earnings credit rate of $0.15 per $100 average collected balance
  • Internet access to account information is available
  • No minimum balance required
  • Earnings credit is calculated on 89.75% of average collected balance; may offset fees
  • Internet access to account information is available
Fee Structure
  • $0.25 per debit
  • Maintenance fee: $4.00 per month
  • Written checks or debits: $0.20 each
  • Credit items: No charge
  • Deposit items: No charge
  • Maintenance fee: $7.50 per month
  • Written checks or debits: $0.15 each
  • Credit items: $0.20 each
  • On-Us deposit items: $0.03 each
  • Clearing items: $0.04 each
  • Transit items: $0.04 each
  • Negative average collected balance: bank's base rate plus 2% (Reserve requirement: 10.25%)
ISSB offers surcharge-free ATM access across the SHAZAM Privileged Status Network!
*Insurance is not FDIC-insured and not guaranteed by the bank or any federal government agency. **Gold and Platinum checking